JULY is savings month, but these days many South Africans are struggling to pay their bills, buy the necessities, service their debt and just survive.
So, to actually have a separate account with actual savings in it is really a luxury.
To save money, I would ask people to change their habits. Start with the small, simple things – like comparing food prices, watching bank charges, managing electricity spend – and save money that way, rather than actually putting money into a bank account.
Everyone is sukkeling... Our income and salaries have not kept up with the rising cost of living.
Guilt
Don’t feel guilt or shame about a bad financial situation. Put that energy into finding a solution.
That differs for everyone. It could mean talking to your creditors,…