The bigger the financial goal, the more unachievable it seems, but if you break it down into smaller amounts over a period of time, the goal will come into view.
For instance, if you are saving for a new laptop that costs $1200 and you want it in 6 months, you need to save $200 a month, or $50 (under 4%) a week to get it.
Are there certain environments that cause you to want to spend or make you feel obligated to spend just because you’re there? For example, Sephora, malls, electronics stores, when you’re on holidays or away from home are all times when it’s easier to spend impulsively. Limit your opportunities to spend in such environments by either not going there or keeping your money safe from…